This ATM style electronic savings bank works with real money (bills and coins), talks, and totals your account balance. Insert the special bank card and the bank comes to life. Make a deposit or make a withdrawal and the ATM will ask you to enter the numbers and report your account balance. For deposits, roll bills into the feeder with the twist knob, enter the amount deposited or enter coins and the ATM will calculate and report your new account balance. For withdrawals, enter the amount to withdraw and the ATM will report your new account balance.